The Real Cost of a Slow RCU/FCU Process
Every NBFC underwriting head has heard the “AI will transform your lending” pitch. Here’s what the actual RBI and industry data says about risk, fraud, and turnaround time in Indian lending right now and where automation genuinely moves the needle. ₹48,021 Cr Bank fraud value, FY25-26 (RBI) 5–7 daysAvg. NBFC disbursement TAT 13.9%NBFC credit CAGR, FY20-25 The tension nobody’s […]
